Plaid
The infrastructure powering fintech
★ 4.0
Bank connection API. Free tier available (limited). Production ~$0.30-1.00 per verification. Enterprise volume pricing.
Características
✓ Bank account verification
✓ Identity verification
✓ Transaction data access
✓ Balance checking
✓ Income verification
✓ 12,000+ financial institutions
Ventajas
- + Industry-leading bank coverage (12K+)
- + Excellent documentation
- + Robust sandbox for testing
- + Strong compliance/security
Desventajas
- − Pricing not transparent (must contact)
- − Expensive at scale
- − Limited international coverage