Stripe vs Braintree

Stripe vs Braintree comparison for payment processing. Compare DX, pricing, and features for your SaaS or e-commerce app.

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Verdict Rapide

Gagnant: Stripe

Stripe dominates for developer experience and modern payment features. Braintree (PayPal) is solid but feels dated. For startups and new projects, Stripe is the clear choice. Braintree makes sense if you need deep PayPal integration.

Choisissez Stripe si...

✓ Developer experience is your priority
✓ You want the best documentation
✓ You need modern payment features
✓ You're building a SaaS or marketplace
✓ You want extensive third-party integrations

Choisissez Braintree si...

✓ You need native PayPal integration
✓ You're already in the PayPal ecosystem
✓ You need Venmo support in the US
✓ Enterprise contracts matter to you
✓ You want PayPal's buyer protection

Comparaison Fonctionnalité par Fonctionnalité

Catégorie	Stripe	Braintree	Gagnant
Pricing	2.9% + 30¢ per transaction. Volume discounts available.	2.59% + 49¢ per transaction. Custom rates for volume.	Égalité
Free Tier	Free to integrate. Pay per transaction only.	Free to integrate. Pay per transaction only.	Égalité
Developer Experience	Best-in-class. Clean API, excellent SDKs, great dashboard.	Functional but dated. More complex integration patterns.	Stripe
Documentation	Industry-leading docs. Interactive examples. Clear guides.	Adequate documentation. Less polished than Stripe.	Stripe
Scalability	Powers major companies. Proven at massive scale.	Backed by PayPal. Enterprise-proven infrastructure.	Égalité
Features	Subscriptions, invoicing, Connect, Terminal, Radar, and more.	Payments, subscriptions, PayPal, Venmo, fraud protection.	Stripe

Comparaison de Code

Create Payment Intent

typescript

import Stripe from 'stripe';

const stripe = new Stripe(process.env.STRIPE_SECRET_KEY!);

const paymentIntent = await stripe.paymentIntents.create({
  amount: 2000,
  currency: 'usd',
  automatic_payment_methods: { enabled: true },
});

Stripe's API is clean and intuitive.

Create Transaction

typescript

import braintree from 'braintree';

const gateway = new braintree.BraintreeGateway({
  environment: braintree.Environment.Sandbox,
  merchantId: process.env.BRAINTREE_MERCHANT_ID!,
  publicKey: process.env.BRAINTREE_PUBLIC_KEY!,
  privateKey: process.env.BRAINTREE_PRIVATE_KEY!,
});

const result = await gateway.transaction.sale({
  amount: '20.00',
  paymentMethodNonce: 'nonce-from-client',
  options: { submitForSettlement: true },
});

Braintree requires more configuration upfront.

🔄 Notes de Migration

Migration requires careful planning. Export customer payment methods, recreate subscriptions, and update webhooks. Consider running both in parallel during transition.

Questions Fréquemment Posées

Is Braintree owned by PayPal? ▼

Yes, PayPal acquired Braintree in 2013. This gives Braintree native PayPal and Venmo integration advantages.

Which is better for subscriptions? ▼

Stripe Billing is more feature-rich and developer-friendly. Braintree's subscription features work but feel more basic.

Essayer Stripe

Financial infrastructure for the internet

Essayer Braintree

Accept payments from anywhere in the world

⚖ Comparer dans l'Outil Interactif

Dernière mise à jour: January 11, 2026