Afterpay
Shop now. Pay it in 4.
★ 4.5
BNPL by Block (Square). Merchant fees 4-6% + $0.30 per transaction. Consumer pays nothing upfront.
Recursos
✓ 4 interest-free payments over 6 weeks
✓ Instant approval at checkout
✓ Afterpay absorbs credit risk
✓ Mobile app integration
✓ In-store via Apple/Google Pay
✓ Owned by Block (Square) - easy integration
Prós
- + High consumer adoption
- + Square integration seamless
- + Zero risk for merchants
- + Increases AOV 20-30%
Contras
- − Higher fees than cards (4-6%)
- − Fees not publicly transparent
- − Must meet merchant requirements