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Braintree

Accept payments from anywhere in the world

★ 3.4

PayPal-owned payment platform. Includes PayPal, Venmo, Apple Pay, and Google Pay at no extra fee. IC++ pricing available.

Features

✓ 2.59% + $0.49 per transaction (or 2.9% + $0.30)
✓ PayPal, Venmo, Apple Pay, Google Pay at no extra fee
✓ IC++ pricing for volume (down to 0.25% + $0.10 at $8M+/mo)
✓ No monthly fees, setup fees, or PCI compliance fees
✓ Recurring billing
✓ Marketplace payments
✓ Fraud protection (Kount fee extra)

Pros

  • + PayPal, Venmo, Apple/Google Pay included
  • + No monthly or PCI compliance fees
  • + IC++ pricing for enterprise (very competitive)
  • + Month-to-month, no contracts

Cons

  • − Refund fees not returned
  • − €25 chargeback fee
  • − More complex than Stripe to integrate
  • − Cross-border fees add up