Razorpay
India's most developer-friendly payment gateway
★ 4.2
India's leading payment gateway with 180+ payment methods. 2% domestic, 3% international, UPI free under ₹2000.
Features
✓ Domestic: 2% + 18% GST
✓ International: 3% + tax (3.5% for Amex)
✓ UPI: 0% under ₹2000, up to 0.3% above
✓ 180+ payment methods
✓ Settlement: T+2 standard, same-day available (extra)
✓ International in 100+ currencies
✓ MoneySaver Export Account for SWIFT/ACH/SEPA
Pros
- + Best for Indian market (UPI free <₹2000)
- + 180+ payment methods
- + Excellent documentation
- + No setup or maintenance fees
Cons
- − 18% GST added to all fees
- − International settlement T+7 (T+2 domestic)
- − Early settlement costs extra (1%)
- − Primarily India-focused